All of our checking accounts come with:

 
  Platinum Perks Better-Than-Free w/ Value Pack Better-Than-Free Senior Student8
Earns Interest Yes Yes No No Yes No
Account Benefits - Free overdraft protection (Unlimited)
- Certificate of Deposit (CD) Bonus Rate
- No-fee Money Orders
- Free Checks1
- Certificate of Deposit (CD) Bonus Rate
- Overdraft Protection available
- 50% Off Checks1
- Free Overdraft Protection (1/statement cycle)
- $200 Off Mortgage Closing Costs
- Free Checks1
  - Certificate of Deposit (CD) Bonus Rate
- Overdraft Protection available
- 50% Off Checks1
- Overdraft Protection available
Debit Card Benefits - My Cash Back Rewards2
- 33,000 Free ATMs
- Zero Liability
- Payment Card Fraud Resolution
- My Cash Back Rewards2
- 33,000 Free ATMs
- Zero Liability
- Payment Card Fraud Resolution
- My Cash Back Rewards2
- 33,000 Free ATMs
- Zero Liability
- Payment Card Fraud Resolution
- My Cash Back Rewards2
- 33,000 Free ATMs
- Zero Liability
- Payment Card Fraud Resolution
- My Cash Back Rewards2
- 33,000 Free ATMs
- Zero Liability
- Payment Card Fraud Resolution
- My Cash Back Rewards2
- 33,000 Free ATMs
- Zero Liability
- Payment Card Fraud Resolution
Additional Platinum Debit Card Benefits - Cell phone protection3
- Free Boingo WiFi 4
- Identity Theft Protection5
- Extended Warranty
- Satisfaction Guarantee
- Airport Concierge
  - Cell phone protection3
- Free Boingo WiFi 4
- Identity Theft Protection5
- Extended Warranty
- Satisfaction Guarantee
- Airport Concierge
     
Overdraft
Privilege(6)
$700 $700 $500 $500 $700  
Monthly Maintenance Fee $20.00 or $0 $12.00 or $0 $6.00 or $0
+ $4.00 Value Pack Upgrade
$6.00 or $0 $12.00 or $0 None
Maintenance Fee Waiver Requirement Meet 1 of the following:
- $35,000 combined relationship balance in deposits, mortgage, home equity and/or consumer loans
- Investment account with North Shore Investment Services
Meet 1 of the following:
- Minimum daily checking balance of $2,000
- $5,000 in relationship deposit balances
- Any North Shore Bank consumer or mortgage loan
- Primary account holder is current or retired member of the U.S. Armed Forces
Meet 1 of the following:
- Direct deposit
- 10 debit card transactions7
- $750 average account balance
- $2,500 in relationship deposit balances
Meet 1 of the following:
- Direct deposit
- 10 debit card transactions7
- $750 average account balance
- $2,500 in relationship deposit balances
Meet 1 of the following:
-Primary account holder is age 60 or older with direct deposit, OR
- Minimum daily checking balance of $2,000, OR
- $5,000 in relationship deposit balances, OR
- Consumer loan or mortgage with North Shore Bank
 
eStatements Required No Yes, or $2.00 Monthly Yes, or $2.00 Monthly Yes, or $2.00 Monthly No No
Open Your Account
1 Free/discounted check benefit applies to North Shore Bank exclusive wallet or duplicate check styles.
2 You must be enrolled in Online Banking or Mobile Banking to participate in North Shore Bank’s My Cash Back Rewards program and have an eligible North Shore Bank Debit Card. Earned cash back will be credited into an eligible deposit account at the end of the month following redemption.
3 Coverage provided under a group insurance policy issued by New Hampshire Insurance Company, an AIG company. Policy provides secondary coverage only. The $600 benefit amount applies to each claim, and is subject to a $50 co-pay per claim. $1,000 maximum claim benefit per 12 months. Subject to limitations and exclusions. See Mastercard Platinum Guide to Benefits for more details.
4 Terms and conditions apply. Boingo services provided by Boingo Wireless, Inc. See Mastercard Platinum Guide to Benefits for more details. ©2019 Boingo Wireless, Inc. All rights reserved. Boingo is a registered trademark of Boingo Wireless, Inc. All trademarks are the property of their respective owners.
5 Benefit provided by Generali Global Assistance Inc. Certain terms, conditions, and exclusions apply. See Mastercard Platinum Guide to Benefits for more details.
6 Overdraft Privilege is a service to qualifying checking customers that could cover your expenses if you overdraw your account.
7 Excludes ATM transactions.
8 Available to students age 13 to 23. A parent or guardian is required to be a joint account holder with a minor under the age of 17 1/2.


 

Still have questions?

Contact us with additional questions: Email | 877-672-2265