Your Mortgage Application Checklist

  What is Your Employment History?

• Names and addresses of employers for the last 2 years
• Social Security numbers
• Paystub for most recent full month with year-to-date earnings
• Past 2 years W-2 form(s) and complete 1040 Federal Tax returns
• Past 2 years of partnership 1065 tax return (if applicable)
• Past 2 years of corporation 1120 or 1120S Federal Tax forms (if applicable)

What are Your Assets & Liabilities?

• Last 2 months statements for checking/savings, 401(k), money markets, etc.
• Documentation for any recent large deposits in accounts
• Most recent statement for current mortgages (if applicable)

Detail Your Special Situations  (if applicable)

• Bankruptcy papers (petition, discharge and schedules, letter of explanation)
• Final divorce judgment and marital settlement agreement
• Judgment or lien on your assets
• Child support history showing no arrearage
• Letter of explanation regarding all late payments and recent inquiries