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Five Steps to Switch Banks
Making the move to North Shore Bank? Just follow these five easy steps1. Open your North Shore Bank account
Visit any North Shore Bank office or open your new account online now.
2. Stop using your old account
We'll be happy to safely destroy your old ATM and debit cards. We'll even pay you for your old unused bank checks—5¢ each up to $10.
3. Move your direct deposits
To move your direct deposit, download and complete the direct deposit form and then submit it to your employer. You can find your checking account number in the Mobile App, Online Banking, or on your account statement.
For a government direct deposit, visit www.godirect.org or call the U.S. Treasury Electronic Payment Solution Center at 877-874-6347.
4. Update your payment information
Update your new account information for automatic payments, recurring debit card activity, and online bill payments. You will need to have your North Shore Bank checking account number and our routing number on hand to make changes to ACH payments. If you have payments scheduled that use your old debit card, you will want to update that information with your new North Shore Bank debit card information.
Remember to consider all payments that process through your account including utilities, subscriptions, cell phones, loans, credit card payments and more.
5. Monitor your old account(s) and then close them.
Keep an eye on your old accounts and note which transactions will clear your old account, leaving enough money to cover them. Include outstanding checks, debit card transactions, and scheduled payments. Once all of the transaction activity has been moved to your new account, you can notify the financial institution that you would like to close your account. You can transfer your remaining balance to North Shore Bank with an external transfer within our Mobile App.
Additional information:
- The North Shore Bank "routing number” is 275071356.
- Locate account numbers and mailing addresses for companies where you have an automatic withdrawal set up. This information can be found on statements from the company or on their website.
- Remember, you need to deposit enough money in your new account to cover all automatic transactions coming due. However, be sure to keep your old account open for a while to allow all outstanding transactions to clear your account. It could take up to two months for some companies to change the automatic transactions.
- Watch your new account to see when each of the automatic transactions appears. Use the Mobile App or Online Banking to easily check your account to verify activity. Sign up today!
- For a government direct deposit, visit www.godirect.org or call the U.S. Treasury Electronic Payment Solution Center at 877-874-6347.
