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Easy-to-Use Extras with Every Checking Account

Whether it’s supporting local businesses, teaching your kids money smarts, or ensuring easy access to your cash – your financial well-being is our shared success.
MoneyPass
Access over 33,000 free ATMs nationwide
Earn 5% cash back when you shop local with your North Shore Bank Debit Card1
Greenlight
Get the money app and debit card for kids – Free!2

Benefits

  • Complimentary Platinum Debit Mastercard® (a $60 per year value)
  • Two free monthly out-of-network ATM withdrawals3
  • Interest paid on every dollar in your account
  • Unlimited free overdraft protection transfers from a qualified North Shore Bank deposit account
  • Bonus rates on CDs
  • Two free no-purchase fee gift cards per month
  • Free eStatements
  • Every checking account includes access to over 33,000 free ATMs with MoneyPass, Mastercard Shop Local Rewards, and Greenlight, the money app and debit card for kids and families.

Monthly Maintenance Fee

$20 or $0

Ways to Waive Monthly Maintenance Fee

Meet one of the following:
  • A North Shore Bank-serviced mortgage
  • A Home Equity Line of Credit
  • $25,000 in combined relationship deposit balances
  • Investment account with North Shore Investment Services7

Other

Platinum Performance from Your Debit Card

Icon - Platinum Debit Card Platinum Debit Card

All the same benefits as the Standard Debit Card, plus two free out-of-network ATM withdrawals per month3, free cell phone protection4, and identity fraud expense reimbursement5.

Power Up Your Checking Account With Our Top-Rated Mobile App Footnote 6

Deposit Checks

Deposit paper checks using your phone's built-in camera

Zelle®

With Zelle®, it’s easy to send and receive money to friends and family

Manage and Pay Bills

Easily add, pay and manage your bills all in one secure place

Open Online in Minutes

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1 Program is available for North Shore Bank’s Standard, Platinum, and Business Debit Cards. Eligible cards are automatically enrolled in the Program. Cash back is limited to signature transactions. PIN transactions will not qualify for cash back. Purchases made through third parties and apps including, but not limited to food delivery apps, services, and platforms will not qualify for cash back. Terms and conditions apply. Visit local.mastercard.com/terms-of-use for details.
2 North Shore Bank customers are eligible for the Greenlight SELECT plan at no cost when they connect their North Shore Bank account as the Greenlight funding source for the entirety of the promotion. Subject to minimum balance requirements and identity verification. Upgrades will result in additional fees. Upon termination of promotion, customers will be responsible for associated monthly fees. See terms for details. Offer ends 06/29/2025. Offer subject to change and partner participation. Greenlight is a financial technology company, not a bank. The Greenlight app facilitates banking services through Community Federal Savings Bank (CFSB), Member FDIC. Greenlight and Community Federal Savings Bank are not affiliated with North Shore Bank and maintain their own privacy policies.
3 Accounts with a Platinum Debit Card receive two free non–North Shore Bank or non-MoneyPass ATM withdrawals per statement cycle.
4 Coverage provided under a group insurance policy issued by New Hampshire Insurance Company, an AIG company. Policy provides secondary coverage only. The $600 benefit amount applies to each claim, and is subject to a $50 co-pay per claim. $1,000 maximum claim benefit per 12 months. Subject to limitations and exclusions. See Mastercard Guide to Benefits for details.
5 Coverage provided under a group insurance policy issued by New Hampshire Insurance Company, an AIG company. Policy provides secondary coverage only. Subject to limitations and exclusions. See Mastercard Guide to Benefits for details or call 1-800-MASTERCARD.
6 Message and data rates may apply.
7 Securities and insurance products are offered through Cetera Investment Services LLC (doing insurance business in CA as CFG STC Insurance Agency LLC), member FINRA/SIPC. Advisory services are offered through Cetera Investment Advisers LLC. Neither firm is affiliated with North Shore Bank or its related companies.
 
Investments are: Not FDIC insured - No bank guarantee - May lose value - Not a deposit - Not insured by any federal government agency.
 
Mastercard and the circles design are registered trademarks, and Mastercard Local is a trademark, of Mastercard International Incorporated. © 2024 Mastercard. All rights reserved.
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