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Whether you’re looking to purchase a new or pre-owned vehicle or refinance your current ride, rely on us for your automobile loan. You’ll find competitive auto loans rates from knowledgeable bankers who want to get you out on the road. Apply online or schedule an appointment today.

Auto Loan Interest Rates for 2024+ Model Year Vehicles

Term
Annual Percentage Rate
Payment / $1000 borrowed
12 Months
5.990%
$86.06
24 Months
5.990%
$44.32
36 Months
5.990%
$30.42
48 Months
6.250%
$23.60
60 Months
6.250%
$19.45
72 Months
6.500%
$16.81

Auto Loan Interest Rates for 2020 to 2023 Model Year Vehicles

Term
Annual Percentage Rate
Payment / $1000 borrowed
12 Months
5.990%
$86.06
24 Months
5.990%
$44.32
36 Months
5.990%
$30.42
48 Months
6.250%
$23.60
60 Months
6.250%
$19.45

Auto Loan Interest Rates for 2017 to 2019 Model Year Vehicles

Term
Annual Percentage Rate
Payment / $1000 borrowed
12 Months
6.250%
$86.18
24 Months
6.250%
$44.43
36 Months
6.250%
$30.54
48 Months
6.250%
$23.60

Auto Loan Interest Rates for 2014 to 2016 Model Year Vehicles

Term
Annual Percentage Rate
Payment / $1000 borrowed
12 Months
6.250%
$86.18
24 Months
6.250%
$44.43
36 Months
6.250%
$30.54

Auto Loan Interest Rates for 2011 to 2013 Model Year Vehicles

Term
Annual Percentage Rate
Payment / $1000 borrowed
12 Months
6.250%
$86.18
24 Months
6.250%
$44.43

Getting Started is Easy

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Apply Online in Minutes

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Visit an Office

Annual Percentage Rates (APRs) are effective 06/06/24 and subject to change daily. Loan terms shown are available to well-qualified borrowers with a qualified non-commercial vehicle. Loans are subject to credit approval. Loan terms offered, including any required down payment, may be different than the lowest advertised rate based on borrower credit score, loan amount, vehicle age and condition.

FAQs

You can apply for a car loan online, even if you have not found your dream vehicle. We will just need an approximate loan amount for your application.

Learn more about our auto loans or apply online

You can set up bills to be automatically paid using Bill Pay

Making bill payment fast, free, and (almost) fun!

Our free personal online bill pay service is available for all North Shore Bank checking customers who use Online Banking or the Mobile App that want to save the time, hassle and postage costs of paying bills by mail.

What's in it for you:

  • Free personal online bill payment service
  • Eliminates all or most check writing and saves you money on postage
  • Pay anyone or any company, from the kid that mows your lawn to the utility company
  • Eliminate more paper mail with eBills and eStatements
  • You must have a North Shore Bank checking account and Online Banking or the Mobile App
  • Take a tour of Bill Pay's benefits


To sign up for Bill Pay, simply log in to Online Banking or the Mobile App to get started

To refinance, simply apply for a car loan online now. The online form is easy to complete, and one of our bankers will contact you after you submit your application. The best part is you can apply for your car loan anytime, anywhere.

Refinancing your auto loan may reduce your monthly payment and the amount of interest you’ll owe over the life of the loan.
 
Our auto loans come with the best terms – yours. 

  • Competitive rates with terms from 12-72 months
  • No annual fees
  • No application fees
  • Convenient repayment options by transfer, ACH, and Bill Pay

 
Check out our auto rates and apply today. Or stop by or call your nearby branch.

You do not need to purchase your vehicle from a dealership. We finance private sales and would be happy to assist you.

Apply for your car loan today! The online form is easy to complete and one of our bankers will contact you after you submit your application. The best part is you can apply for your car loan anytime, anywhere.
 
Our auto loans come with the best terms – yours. 

  • Competitive rates with terms from 12-72 months
  • No annual fees
  • No application fees
  • Convenient repayment options by transfer, ACH, and Bill Pay


Check out our auto rates and apply today. Or stop by or call your nearby branch.

There are several definitions of "good credit". If you have had credit difficulties in the past, the best way to find out if we can assist you is to apply for a loan.

Loans and Home Equity Lines of Credit